We're Hiring: Mortgage Underwriter II - Hybrid in Grand Rapids, MI
We are seeking a Mortgage Underwriter II to evaluate and approve FHA and VA loans, ensuring compliance with all relevant regulations. This role requires strong analytical skills, attention to detail, and a commitment to accuracy in assessing borrower financials and creditworthiness.
What You'll Do:
Underwrite FHA and VA loans, analyzing borrower income, assets, and creditworthiness
Review loan documentation for accuracy and compliance with underwriting guidelines
Work closely with staff and correspondent lenders to facilitate timely underwriting decisions
Conduct fraud prevention measures and government loan requirement reviews (CAIVR, LDP/GSA searches)
Maintain organized loan files to support smooth audits and investor purchases
Works a flexible schedule to complete job tasks within established timeframes
What You Bring:
3+ years of experience underwriting FHA and VA loans
LAPP/SAR approval for VA loans and active DE designation (CHUMS) for FHA loans
Strong knowledge of mortgage regulations, compliance laws, and risk assessment
Exceptional attention to detail, time management, and decision-making skills
Proficiency in Microsoft Office Suite and Encompass or related industry software
Schedule & Location:
Monday-Friday, 8:30 AM - 5:30 PM
Hybrid role based in Grand Rapids, MI
Why Join Us?
We offer competitive compensation, comprehensive benefits, and opportunities for professional growth and development in an environment that provides stability and flexibility to support your success.
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