Job Description
At Moody's, we unite the brightest minds to turn today's risks into tomorrow's opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are-with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody's is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we're advancing AI to move from insight to action-enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence.
If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity.
Skills and Competencies
- Demonstrated experience providing advanced credit analysis or risk assessment, particularly in public finance sectors
- Strong experience reading and analyzing legal documents, including indentures, loan agreements, credit agreements, and legal opinions
- Cash flow modeling experience, preferably related to bond transactions
- Experience working directly with legal counsel, underwriters, and bankers
- Strong credit and analytical competence with proven ability to evaluate complex financial structures, including legal documentation and cash flow analysis
- Experience in gas and electric prepayment transactions and strucutres that include bank support would be preferred but not required
- Excellent verbal and written communication skills, able to articulate clear and succinct credit views to internal and external stakeholders
- Diligence, efficiency and strong sense of ownership with the ability to meet tight deadlines and produce high-quality outcomes
- Adaptability and comfort working with a variety of technical tools and teams including a basic understanding of artificial intelligence concepts, with curiosity and enthusiasm for learning how AI tools can be used to improve processes and drive efficiency. Interest in exploring AI systems and a willingness to develop awareness of responsible AI practices, including risk management and ethical use
- Bachelor's degree required in finance, real estate, economics, statistics, public policy, public finance or a related field
- Master's degree or JD preferred
- Manage a diverse portfolio of municipal supported credits, including cash collateralized and credit enhanced housing transactions as well as municipal credits with bank support through letters of credit, guarantees and direct-pay enhancements
- Conduct rigorous legal and cash flow analysis and communicate clear, insightful credit perspectives to the market
- Collaborate with multiple teams across Moody's public finance, including local government, higher education, health care, housing and others in assessing complex or unusual financing transactions
- Participate in Rating Committees for their own credits and sector, contributing to the analytical discussions regularly
- Build rapport with senior management teams and engage with investors and intermediaries to communicate key credit views
- Produce topical, transparent and forward-looking research for rated organizations and transactions, sector-wide themes and cross-sector trends
- Collaborate across the organization on strategic projects and initiatives while maintaining the highest levels of professional integrity, transparency and fairness in all interactions
- Engage in ongoing learning, demonstrating multicultural awareness and a commitment to professional growth
For US-based roles only: the anticipated hiring base salary range for this position is$161,500.00-$234,250.00, depending on factors such as experience, education, level, skills, and location. This range is based on a full-time position. In addition to base salary, this role is eligible for incentive compensation. Moody's also offers a competitive benefits package, including not but limited to medical, dental, vision, parental leave, paid time off, a 401(k) plan with employee and company contribution opportunities, life, disability, and accident insurance, a discounted employee stock purchase plan, and tuition reimbursement.
Moody's is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, sex, gender, age, religion or creed, national origin, ancestry, citizenship, marital or familial status,sexual orientation, gender identity, gender expression, genetic information, physical or mental disability, military or veteran status, or any other characteristic protected by law. Moody's also provides reasonable accommodation to qualified individuals with disabilities or based on a sincerely held religious belief in accordance with applicable laws. If you need to inquire about a reasonable accommodation, or need assistance with completing the application process, please email [email protected]. This contact information is for accommodation requests only, and cannot be used to inquire about the status of applications
For San Francisco positions, qualified applicants with criminal histories will be considered for employment consistent with the requirements of the San Francisco Fair Chance Ordinance.
This position may be considered a promotional opportunity, pursuant to the Colorado Equal Pay for Equal Work Act.
Click here to view our full EEO policy statement. Click here for more information on your EEO rights under the law. Click here to view our Pay Transparency Nondiscrimination statement.
Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody's Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.
Moody’s Corporation is a Government contractor subject to the Vietnam Era Veterans’ Readjustment Assistance Act of 1974, as amended by the Jobs for Veterans Act of 2002, 38 U.S.C. 4212 (VEVRAA), which requires Government contractors to take affirmative action to employ and advance in employment: (1) disabled veterans; (2) recently separated veterans; (3) active duty wartime or campaign badge veterans; and (4) Armed Forces service medal veterans.
VEVRAA Federal Contractor
We Request Priority Protected Veteran and Disabled Referrals for all of our locations
Please contact Donna Hutchinson, Assistant Vice President, Talent Attraction for any questions regarding this listing.
At Moody's, we unite the brightest minds to turn today's risks into tomorrow's opportunities. We do this by striving to create an inclusive environment where everyone feels welcome to be who they are-with the freedom to exchange ideas, think innovatively, and listen to each other and customers in meaningful ways. Moody's is transforming how the world sees risk. As a global leader in ratings and integrated risk assessment, we're advancing AI to move from insight to action-enabling intelligence that not only understands complexity but responds to it. We decode risk to unlock opportunity, helping our clients navigate uncertainty with clarity, speed, and confidence.
If you are excited about this opportunity but do not meet every single requirement, please apply! You still may be a great fit for this role or other open roles. We are seeking candidates who model our values: invest in every relationship, lead with curiosity, champion diverse perspectives, turn inputs into actions, and uphold trust through integrity.
Skills and Competencies
- Demonstrated experience providing advanced credit analysis or risk assessment, particularly in public finance sectors
- Strong experience reading and analyzing legal documents, including indentures, loan agreements, credit agreements, and legal opinions
- Cash flow modeling experience, preferably related to bond transactions
- Experience working directly with legal counsel, underwriters, and bankers
- Strong credit and analytical competence with proven ability to evaluate complex financial structures, including legal documentation and cash flow analysis
- Experience in gas and electric prepayment transactions and strucutres that include bank support would be preferred but not required
- Excellent verbal and written communication skills, able to articulate clear and succinct credit views to internal and external stakeholders
- Diligence, efficiency and strong sense of ownership with the ability to meet tight deadlines and produce high-quality outcomes
- Adaptability and comfort working with a variety of technical tools and teams including a basic understanding of artificial intelligence concepts, with curiosity and enthusiasm for learning how AI tools can be used to improve processes and drive efficiency. Interest in exploring AI systems and a willingness to develop awareness of responsible AI practices, including risk management and ethical use
- Bachelor's degree required in finance, real estate, economics, statistics, public policy, public finance or a related field
- Master's degree or JD preferred
- Manage a diverse portfolio of municipal supported credits, including cash collateralized and credit enhanced housing transactions as well as municipal credits with bank support through letters of credit, guarantees and direct-pay enhancements
- Conduct rigorous legal and cash flow analysis and communicate clear, insightful credit perspectives to the market
- Collaborate with multiple teams across Moody's public finance, including local government, higher education, health care, housing and others in assessing complex or unusual financing transactions
- Participate in Rating Committees for their own credits and sector, contributing to the analytical discussions regularly
- Build rapport with senior management teams and engage with investors and intermediaries to communicate key credit views
- Produce topical, transparent and forward-looking research for rated organizations and transactions, sector-wide themes and cross-sector trends
- Collaborate across the organization on strategic projects and initiatives while maintaining the highest levels of professional integrity, transparency and fairness in all interactions
- Engage in ongoing learning, demonstrating multicultural awareness and a commitment to professional growth
For US-based roles only: the anticipated hiring base salary range for this position is$161,500.00-$234,250.00, depending on factors such as experience, education, level, skills, and location. This range is based on a full-time position. In addition to base salary, this role is eligible for incentive compensation. Moody's also offers a competitive benefits package, including not but limited to medical, dental, vision, parental leave, paid time off, a 401(k) plan with employee and company contribution opportunities, life, disability, and accident insurance, a discounted employee stock purchase plan, and tuition reimbursement.
Moody's is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, sex, gender, age, religion or creed, national origin, ancestry, citizenship, marital or familial status,sexual orientation, gender identity, gender expression, genetic information, physical or mental disability, military or veteran status, or any other characteristic protected by law. Moody's also provides reasonable accommodation to qualified individuals with disabilities or based on a sincerely held religious belief in accordance with applicable laws. If you need to inquire about a reasonable accommodation, or need assistance with completing the application process, please email [email protected]. This contact information is for accommodation requests only, and cannot be used to inquire about the status of applications
For San Francisco positions, qualified applicants with criminal histories will be considered for employment consistent with the requirements of the San Francisco Fair Chance Ordinance.
This position may be considered a promotional opportunity, pursuant to the Colorado Equal Pay for Equal Work Act.
Click here to view our full EEO policy statement. Click here for more information on your EEO rights under the law. Click here to view our Pay Transparency Nondiscrimination statement.
Candidates for Moody's Corporation may be asked to disclose securities holdings pursuant to Moody's Policy for Securities Trading and the requirements of the position. Employment is contingent upon compliance with the Policy, including remediation of positions in those holdings as necessary.
Moody’s Corporation is a Government contractor subject to the Vietnam Era Veterans’ Readjustment Assistance Act of 1974, as amended by the Jobs for Veterans Act of 2002, 38 U.S.C. 4212 (VEVRAA), which requires Government contractors to take affirmative action to employ and advance in employment: (1) disabled veterans; (2) recently separated veterans; (3) active duty wartime or campaign badge veterans; and (4) Armed Forces service medal veterans.
VEVRAA Federal Contractor
We Request Priority Protected Veteran and Disabled Referrals for all of our locations
Please contact Donna Hutchinson, Assistant Vice President, Talent Attraction for any questions regarding this listing.
About Moody's
In a world shaped by increasingly interconnected risks, Moody’s helps customers develop a holistic view of these risks to advance their business and act decisively. With a rich history of expertise in global markets and a diverse workforce in more than 40 countries, Moody’s unites the brightest minds to turn today’s risks into tomorrow’s opportunities.