Job Description
Yamaha Motor Finance – US has an exciting opportunity for a Risk Analyst II to support advanced analytics within the organization. This role will be responsible for analyzing and evaluating portfolio risk, forecasting losses, and supporting strategies to minimize credit and financial exposure while improving business performance. The position will provide analytical support to help shape YMFUS’ Credit Risk strategies and broader business initiatives through data-driven insights and modeling.
What you’ll be doing:
- Analyze portfolio performance, forecast losses, and identify trends impacting credit risk and business outcomes.
- Perform quantitative analysis and statistical modeling to evaluate credit, collateral, and customer performance.
- Support the design, implementation, and ongoing optimization of credit risk strategies across originations and portfolio management.
- Develop and maintain reports, dashboards, and recurring analytics to provide actionable insights.
- Partner with internal stakeholders and external vendors to support data, scorecards, and decision engine management.
- Conduct economic, industry, and portfolio trend analysis to inform strategic decision-making.
What you’ll need to be successful:
- Bachelor’s degree in Business Administration, Statistics, Economics, Mathematics, or other quantitative field
- 1+ years of experience in data analysis, modeling, or forecasting
- Proficiency in Excel
- Strong communication and presentation skills
- Strong attention to detail and accuracy
Preferences:
- Coding experience (ex. SQL, SAS, Python)
- Exposure to credit scoring models or decision engines
- Experience with portfolio segmentation, vintage analysis, or loss forecasting
- Desire to work in a fast-paced environment
Don't meet every single requirement? Studies have shown that women and underrepresented minorities are less likely to apply to jobs unless they meet every single qualification. At Yamaha, we understand that talent comes in various forms, as such we are dedicated to building a diverse, inclusive, and authentic workplace. If you're excited about this role but your experience doesn't align perfectly with every qualification in the job description, we encourage you to apply anyway. You may be just the right candidate for this or other roles!
What's in it for you:
- 401(k) and Profit Sharing
- Fertility Benefits
- 37.5-hour workweek
- Medical, Dental, Vision
- Life and AD&D Insurance
- Wellness Program
- Short-Term Disability Coverage (for hourly roles)
- Long-Term Disability
- Student Debt Repayment Benefits
- Ability to borrow Yamaha product
Reports to: Department Manager
Yamaha Motor Corporation, USA is proud to be an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identify, national origin, veteran or disability or any other status protected by federal, state, or local law. We celebrate diversity and are committed to creating an inclusive environment for all employees.
#LI-RM1
Yamaha Motor Finance – US has an exciting opportunity for a Risk Analyst II to support advanced analytics within the organization. This role will be responsible for analyzing and evaluating portfolio risk, forecasting losses, and supporting strategies to minimize credit and financial exposure while improving business performance. The position will provide analytical support to help shape YMFUS’ Credit Risk strategies and broader business initiatives through data-driven insights and modeling.
What you’ll be doing:
- Analyze portfolio performance, forecast losses, and identify trends impacting credit risk and business outcomes.
- Perform quantitative analysis and statistical modeling to evaluate credit, collateral, and customer performance.
- Support the design, implementation, and ongoing optimization of credit risk strategies across originations and portfolio management.
- Develop and maintain reports, dashboards, and recurring analytics to provide actionable insights.
- Partner with internal stakeholders and external vendors to support data, scorecards, and decision engine management.
- Conduct economic, industry, and portfolio trend analysis to inform strategic decision-making.
What you’ll need to be successful:
- Bachelor’s degree in Business Administration, Statistics, Economics, Mathematics, or other quantitative field
- 1+ years of experience in data analysis, modeling, or forecasting
- Proficiency in Excel
- Strong communication and presentation skills
- Strong attention to detail and accuracy
Preferences:
- Coding experience (ex. SQL, SAS, Python)
- Exposure to credit scoring models or decision engines
- Experience with portfolio segmentation, vintage analysis, or loss forecasting
- Desire to work in a fast-paced environment
Don't meet every single requirement? Studies have shown that women and underrepresented minorities are less likely to apply to jobs unless they meet every single qualification. At Yamaha, we understand that talent comes in various forms, as such we are dedicated to building a diverse, inclusive, and authentic workplace. If you're excited about this role but your experience doesn't align perfectly with every qualification in the job description, we encourage you to apply anyway. You may be just the right candidate for this or other roles!
What's in it for you:
- 401(k) and Profit Sharing
- Fertility Benefits
- 37.5-hour workweek
- Medical, Dental, Vision
- Life and AD&D Insurance
- Wellness Program
- Short-Term Disability Coverage (for hourly roles)
- Long-Term Disability
- Student Debt Repayment Benefits
- Ability to borrow Yamaha product
Reports to: Department Manager
Yamaha Motor Corporation, USA is proud to be an equal opportunity employer. All applicants will be considered for employment without attention to race, color, religion, sex, sexual orientation, gender identify, national origin, veteran or disability or any other status protected by federal, state, or local law. We celebrate diversity and are committed to creating an inclusive environment for all employees.
#LI-RM1
About Yamaha Motor Corporation, USA
The pursuit...
A checkered flag. A scenic panorama unfolding around the bend. A trophy catch. A pulse-quickening stretch of road or trail. Heads turning as you pass by. Even coming home at the end of a hard day's work.
Whatever your pursuit, Yamaha is there, too, pursuing our goals. We want to satisfy our customers and exceed their expectations with products and services of superior quality, unmatched performance, and extraordinary value.
With an ever-expanding line that includes motorcycles, outboard motors, ATVs, personal watercraft, snowmobiles, boats, outdoor power equipment, race kart engines, accessories, apparel, and much more, we at Yamaha Motor Corporation, U.S.A., strive to contribute to the quality of life. Your life.
Life can have many exciting, memorable experiences. Creating opportunities for them is what Yamaha is all about.